Question 1

Who is Solis Credit?

Accepted Answer

Solis Credit is an Insurance Premium Financing service of Bayshore Financial Holdings Limited. Solis Credit is available throughout the Caribbean, powered by the following registered companies:

Bayshore Finance T&T Ltd in Trinidad & Tobago

Solis Credit St. Lucia Limited  in St. Lucia

473 Finance Ltd. in Grenada

Question 2

What is Insurance Premium Financing?

Accepted Answer

Solis Credit pays your insurance premium directly to your insurance provider in full, and you repay us monthly over an agreed period.

Question 3

What policies does Solis Credit finance?

Accepted Answer

Solis Credit finances all types of general insurance policies for individuals and businesses.

If it’s a policy you would normally pay annually for 12 months of coverage, it can typically be financed through Solis Credit.

Some of the most common policies we finance include:
Motor Vehicle Insurance
Home & Contents Insurance
Commercial Property Insurance
Professional Indemnity
Public Liability
Workmen’s Compensation
Marine Insurance
Goods in Transit

If you’re unsure whether your policy qualifies, simply check with your insurance provider or visit our Partners page for a full listing.

Question 4

How does Insurance Premium Financing work?

Accepted Answer

Sign up or renew your insurance policy with a Solis Credit insurance provider partner.
Tell them you’d like to pay using Solis Credit.
Choose your repayment period (from 3 to 11 months).
Make your first payment.
Solis Credit then pays your insurance premium in full directly to your insurer.
You repay Solis Credit in fixed monthly instalments for the selected term.

It’s that simple, you get full insurance coverage upfront while paying over time.

Question 5

What are the Benefits of using Solis Credit?

Accepted Answer

Quick & instant approvals: no payslip, job letter or collateral required
Affordable monthly payments
You choose your monthly payment date
Additional source of credit
Convenient & multiple payment options
Retained capital
Competitive interest rates
Save by not using credit on your credit card or any other credit facility

Question 6

How do I qualify for Solis Credit?

Accepted Answer

Qualification is simple. Once your insurance premium is $750 or more, you are automatically approved.

Question 7

How do I access Solis Credit?

Accepted Answer

You can access Solis Credit through any of our partner insurance providers.

Visit Partners to view the full list of authorized partners and choose the provider that works best for you.

Question 8

What if my Insurance Provider does not offer Solis Credit?

Accepted Answer

Click here to share your details. One of our Agents will contact you.

Question 9

Can I choose my monthly repayment date to match the time of the month I get paid?

Accepted Answer

Yes, and you can change it if your pay day changes after your loan is approved. Terms and conditions apply.

Question 10

What happens if my payment is late?

Accepted Answer

One of our Collections Agents will contact you to follow up if no payment is received on your due date. Our system also sends out automatic reminders via text message and email. Regular loan terms and conditions apply.

Question 11

What happens if I miss a payment?

Accepted Answer

One of our Collections Agents will contact you to follow up if no payment is received on your due date. Our system also sends out automatic reminders via text message and email. Regular loan terms and conditions apply.

Question 12

How do I make my monthly payment?

Accepted Answer

Trinidad & Tobago Payment Options:
YOOZ Online using any Credit Card or VISA Debit Card
YOOZ Agents Nationwide 
Online Bank Transfer

St. Lucia Payment Options
SurePay Locations 
SurePay Online 
Penny Pinch

Grenada Payment Options
YOOZ Agent 
Mitchell's Health and WellnessPharmacy 
Spiceland Mall & Excel Plaza

YOOZ Agent 
Kalico Supermarket 
Grenville, Sauteurs, Gouyave

YOOZ Agent
The Computer Store 
Spiceland Mall & Excel Plaza